Old age pension

ELIGIBILITY CRITERIA FOR ENTITLEMENT TO OLD AGE PENSION FROM THE PENSION INSURANCE SYSTEM OF THE SLOVAK REPUBLIC

Eligibility criteria for entitlement to old age pension

To be entitled to an old age pension, an insured person, must

1) achieve at least 15 years of the pension insurance period and

2) reach a pensionable age.

In the event that the insured person reaches the pensionable age during the period between January 1, 2004 and December 31, 2007, he/she is entitled to the old age pension after achieving at least 10 years of pension insurance period.

An insured person will not be entitled to old age pension if he/she reaches a pensionable age and achieved 10 years of the pension insurance period and,

reached the age required for entitlement to an old age pension or a proportional old age pension before January 1, 2004, but until then had not fulfilled the eligibility criteria for the entitlement to this pension. (he/she did not achieve the required period of employment and did not have permanent residence on the territory of the Slovak Republic),
was granted an early old age pension.

Entitlement to an old age pension in the event that the eligibility criteria were not met before January 1, 2004

If an insured person reached the age required for entitlement to an old age pension before January 1, 2004 and

1) fulfilled the criterion of the required period of employment only after adding the period of pension insurance achieved after December 31, 2003, he/she will be entitled to an old age pension or a proportional old age pension according to the legal regulations effective until December 31, 2003 or

2) did not fulfill the criterion of the required period of employment before December 31, 2004, he/she will be entitled to an old age pension at the earliest from January 1, 2005 according to Act No. 461/2003 Coll. on Social Insurance as amended by later regulations, if he/she achieved at least 10 years of a pension insurance period and reached the age of at least 62.

Pensionable age

As of January 1, 2021 the legal regulation of the pensionable age is changed. The pensionable age is determined to all insured persons. The pensionable age valid after December 31, 2020 is stated in a tabular overview (annexed to the Act on Social Insurance).

The birth year of the insured person	Pensionable age
	Men	Women with the number of children raised
	Men	0	1	2	3 or 4	5 or more
1943 and less	60y	57y	56y	55y	54y	53y
1944	60y 9m	57y	56y	55y	54y	53y
1945	61y 6m	57y	56y	55y	54y	53y
1946	62y	57y	56y	55y	54y	53y
1947	62y	57y 9m	56y	55y	54y	53y
1948	62y	58y 6m	56y 9m	55y	54y	53y
1949	62y	59y 3m	57y 6m	55y 9m	54y	53y
1950	62y	60y	58y 3m	56y 6m	54y 9m	53y
1951	62y	60y 9m	59y	57y 3m	55y 6m	53y 9m
1952	62y	61y 6m	59y 9m	58y	56y 3m	54y 6m
1953	62y	62y	60y 6m	58y 9m	57y	55y 3m
1954	62y	62y	61y 3m	59y 6m	57y 9m	56y
1955	62y 76d	62y 76d	62y 76d	60y 3m	58y 6m	56y 9m
1956	62y 139d	62y 139d	62y 139d	61y	59y 3m	57y 6m
1957	62y 6m	62y 6m	62y	61y 6m	60y	58y 3m
1958	62y 8m	62y 8m	62y 2m	61y 8m	60y 9m	59y
1959	62y 10m	62y 10m	62y 4m	61y 10m	61y 4m	59y 9m
1960	63y	63y	62y 6m	62y	61y 6m	60y 6m
1961	63y 2m	63y 2m	62y 8m	62y 2m	61y 8m	61y 3m
1962	63y 4m	63y 4m	62y 10m	62y 4m	61y 10m	61y 7m
1963	63y 6m	63y 6m	63y	62y 6m	62y	61y 11m
1964	63y 8m	63y 8m	63y 2m	62y 8m	62y 2m	62y 2m
1965	63y 10m	63y 10m	63y 4m	62y 10m	62y 4m	62y 4m
1966 and more	64y	64y	63y 6m	63y	62y 6m	62y 6m

The birth year of the insured person	Penionable age of men with the number of children raised
The birth year of the insured person	1	2	3 and more
1957	62y	61y 6m	61y
1958	62y 2m	61y 8m	61y 2m
1959	62y 4m	61y 10m	61y 4m
1960	62y 6m	62y	61y 6m
1961	62y 8m	62y 2m	61y 8m
1962	62y 10m	62y 4m	61y 10m
1963	63y	62y 6m	62y
1964	63y 2m	62y 8m	62y 2m
1965	63y 4m	62y 10m	62y 4m
1966 and more	63y 6m	63y	62y 6m

New method of pensionable age determination will not be applied to:

insurees whose entitlement to decreased pensionable age is kept with regard to the number of years completed in the occupational category listed as I. or II. within the Category of Functions..

The pensionable age of these insured persons shall remain determined according to § 21 par. 1 and § 174 of Act No. 100/1988 (Digest) on Social Security as amended by later regulations. It concerns ages in the range between 55 and 59 years depending on the number of years of employment they achieved during the performance of employment belonging to the 1^st occupation category, 1^st functional category or 2^nd functional category.

Entitlement to the payment of an old age pension

An individual’s entitlement to the payment of an old age pension begins after meeting the eligibility criteria for the entitlement to the old age pension and submitting the old age pension claim and shall remain in force during the pension insurance period (for example during the performance of employment) after the granting of the pension (the criterion that the employment relationship must be agreed for a maximum of one year is no longer required).

An old age pension shall not be paid out during the period in which the insured person is entitled to

a wage replacement in the event of the temporary working incapacity of an employee or
sickness benefits, or

if the insured person claimed an old age pension after December 31, 2007 and if he/she became temporarily incapable of work before the date from which he/she claims this pension.

Limitations related to the payment of an old age pension

Entitlement to the payment of an old age pension or its part falls under the statute of limitations after the expiration of a three-year period from the day on which the person began receiving the old age pension or its part. The given period does not begin to run during the old age pension proceeding or during the period in which the participant of this proceeding is dependant on a guardian but this guardian has not yet been appointed.

Termination of the entitlement to an old age pension and its payment

The entitlement of a natural person who fulfilled the eligibility criteria for the entitlement to an old age pension and the eligibility criteria for the payment of the old age pension ends on the day of his/her death, unless Act No. 461/2003 Coll. on Social Insurance as amended by later regulations states otherwise.

Claiming an old age pension

A proceeding on the claiming of an old age pension from the pension insurance system of the Slovak Republic begins on the basis of a written claim of a natural person (the claimant) who is claiming the pension and its payment.

If the claimant’s residence is on the territory of a different state, to which the coordination regulations of the European Union pertain, or on the territory of a contractual state, the request for old-age pension from the pension insurance system of the Slovak Republic is in principle submitted through the institutions of the social insurance system of that state; this also applies to the situation if the claimant does not claim a pension from the pension insurance system of the state, on the territory of which he/she has his/her residence.

If the claimant’s residence is on the territory of a state, to which the coordination regulations of the European Union do not pertain, or which is not a contractual state, the request for old age pension from the pension insurance system of the Slovak Republic is claimed at the Headquarters of the Social Insurance Company in Bratislava; or the claimant can file for it by completing the form “Request for Pension Filled Abroad” (see the Forms on Slovak page: http://www.socpoist.sk/formulare-ohc/48016s).

Transfer of an old age pension

Pensions are paid in advance to a state, to which the coordination regulations of the European Union pertain, in regular monthly periods and always on the regularly repeated periodicity pay dates. In the case of a state, to which the coordination regulations of the European Union do not pertain, pensions are paid in regular three-month intervals always postponed after the submission of the “Life certificate of the pension beneficiary”.

The periodicity pay date is determined for each person who is granted a pension benefit by the Social Insurance Company Headquarters.

An old age pension may be transferred

to the bank account (maintained in a domestic bank or the branch of a foreign bank) of the pension beneficiary
in cash if the pension beneficiary so chooses, or

to the account of the husband (wife) of the pension beneficiary maintained in a domestic bank or a branch of a foreign bank but only provided that the pension beneficiary submits a written claim, his/her husband (wife) as an account holder agrees with this type of transfer and the pension beneficiary has the right of disposal for this account during the time of his/her receipt of the pension.

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